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Debt-Free Living

Are you in need of a debt free life? Tola Oye (MBA, PMP) uses Kingdom principles and her experience as a budget coach with the Crown Financial Ministry to teach and counsel individuals & families on living a debt-free life and living on a realistic budget. She works with people from all walks of life, including tithers.

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Testimonial

Tola's Story

Tola Oye migrated to the USA in 1999 with her husband and twins at the peak of her career. She left everything to follow her husband’s career development and give her children a better future. Coming from a wealthy family that some will describe as “born with a silver spoon”, life in the USA was a different story at first. Tola and her husband struggled to find jobs for almost a year, all the while paying rent and feeding their two children. They soon exhausted the funds they migrated with and their children who were used to vacationing every summer couldn’t understand why they were living poor in America and their parents couldn’t afford to buy them a happy meal. The couple started using credit cards to pay the bills – including the

Tola Oye migrated to the USA in 1999 with her husband and twins at the peak of her career. She left everything to follow her husband’s career development and give her children a better future. Coming from a wealthy family that some will describe as “born with a silver spoon”, life in the USA was a different story at first. Tola and her husband struggled to find jobs for almost a year, all the while paying rent and feeding their two children. They soon exhausted the funds they migrated with and their children who were used to vacationing every summer couldn’t understand why they were living poor in America and their parents couldn’t afford to buy them a happy meal.

The couple started using credit cards to pay the bills – including the mortgage and ended up with $30K in credit card debt and $10K in overdraft line of protection, which led to sleepless nights and high blood pressure to name a few. Tola first discovered Crown Financial Ministry while listening to the radio and the speaker said “If you want to get out of debt, stop charging your credit card”. At that moment, she felt like God was speaking to her and with the help of Crown Financial Ministry, Tola and her husband were debt-free in two years. Their cars were paid off and her twins went to college debt-free. She then went on to become a volunteer budget coach with the organization and has since been helping people be free from debt & financial bondage. Tola is thankful to God for His faithfulness.

mortgage and ended up with $30K in credit card debt and $10K in overdraft line of protection, which led to sleepless nights and high blood pressure to name a few. Tola first discovered Crown Financial Ministry while listening to the radio and the speaker said “If you want to get out of debt, stop charging your credit card”. At that moment, she felt like God was speaking to her and with the help of Crown Financial Ministry, Tola and her husband were debt-free in two years. Their cars were paid off and her twins went to college debt-free. She then went on to become a volunteer budget coach with the organization and has since been helping people be free from debt & financial bondage. Tola is thankful to God for His faithfulness.

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Testimonial

Tola's Story

Tola Oye migrated to the USA in 1999 with her husband and twins at the peak of her career. She left everything to follow her husband’s career development and give her children a better future. Coming from a wealthy family that some will describe as “born with a silver spoon”, life in the USA was a different story at first. Tola and her husband struggled to find jobs for almost a year, all the while paying rent and feeding their two children. They soon exhausted the funds they migrated with and their children who were used to vacationing every summer couldn’t understand why they were living poor in America and their parents couldn’t afford to buy them a happy meal.

The couple started using credit cards to pay the bills – including the mortgage and ended up with $30K in credit card debt and $10K in overdraft line of protection, which led to sleepless nights and high blood pressure to name a few. Tola first discovered Crown Financial Ministry while listening to the radio and the speaker said “If you want to get out of debt, stop charging your credit card”. At that moment, she felt like God was speaking to her and with the help of Crown Financial Ministry, Tola and her husband were debt-free in two years. Their cars were paid off and her twins went to college debt-free. She then went on to become a volunteer budget coach with the organization and has since been helping people be free from debt & financial bondage. Tola is thankful to God for His faithfulness.

Testimonials

"I never knew that hope could be restored and I can laugh again. I gave money to a family member to help buy a rental property on my behalf since I had no credit. Unknown to me the family moved into the house and kept telling me they were still looking for a tenant. After sometime I decided I wanted to sell the property and that was when trouble started and I realized they had cheated me. I could not file a law suit against them as the property was in their name. You came to New Jersey to speak at a meeting and I met with you. The first thing you said was that I should let go the property, forgive them and see what God was going to do. God is a faithful God, it was not easy to do then but today God has blessed me tremendously in my business that my personal home today is debt free"
Debt Free Home, NJ
"As a single parent of three children with low income and not being able to make ends meet. It was a daily life of anger and frustration. I was referred to you and we had telephone meetings for about a year. One thing about you that kept me wanting to pick your calls was your listening ears when I kept complaining about loneliness. You told me to stop going to the mall to shop, cut off my credit cards, negotiate my utility bills and keep praying and trusting God. To God be ALL the glory I am now on my way to the journey of financial freedom and living a debt free life."
Living a Debt Free Life, IN
"We were referred to you by Crown Financial Ministry in 2009. Before we met with you, we were done with our marriage due to the fact that I took out $10k from my credit card to help a friend who was in a financial need without telling my wife. God used you to restore trust in our marriage and also through your counselling of 18 months we were completely debt free. It was a very difficult, painful process but it was worth it…"
Restored Marriage, NC
"I listened to you at a PWF conference in Dallas in November 2014; where you spoke about the principles to financial freedom. I got home and discussed with my husband and we started working on paying off our credit cards. Today we are debt free and what a joy and freedom from credit card bondage."
Conference Participant, TX

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Coaching Process

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Income & Expense Statement

Tracking of Monthly Expenses

Budget Preparation

Debt Reduction Discussion

Long & Short-Term Goals

Steps To Get Out of Debt

How to be Free from Debt

Steps to Financial Freedom

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